Why That Car Refinance “Ding” is Just a Speed Bump on the Road to Savings
Posted on February 16, 2026 by Lawton Calloway
I was sitting across from a friend last Tuesday—let’s call him Mike—who was staring at his phone as it had just insulted his mother. Mike had finally pulled the trigger on a car refinance. He’d dropped his interest rate from a staggering 12% to a much more manageable 6.5%, saving himself about $140 a month. […]